SYSTEMS AND METHODS RELATING TO BANK TRANSACTIONS, PREPAID ACCESS, PAYMENT BASED PROMOTIONS, AND PAYMENT NETWORKS
Asking Price: To Be Negotiated
Lead Inventor: Steve Nargizian
Current Assignee: Steve Nargizian
Contact David Wanetick Wanetick
dwanetick@incrementaladvantage.com
Description
A payment network (for example, an open-loop payment network or a closed-loop payment network) is provided and includes systems and methods of payment utilizing bank transactions (e.g., credit based transactions and debit based transactions) and prepaid access. Systems and/or methods are also provided relating to payment based promotions. Additionally, a platform is provided where users can secure terms of use associated with prepaid access, without having to purchase the prepaid access. Further, users can secure custom terms in connection with qualifying bank transactions conducted in the future.
- Primary Patent Number: US 2012/0215659
- Number of Continuations: 0
- Number of Divisionals: 0
- Number of Foreign Patent Filings: 0
Commercial Information
Is the patent jointly owned?
No
What is compelling about this patent?
The present invention relates to a payment network (for example, an open-loop payment network or a closed-loop payment network) and includes systems and methods of payment utilizing bank transactions (e.g., credit based transactions and debit based transactions) and prepaid access. Systems and/or methods are also provided relating to payment based promotions. Additionally, a platform is provided where users can secure terms associated with prepaid access, without having to purchase the prepaid access. Further, users can secure custom terms in connection with qualifying bank transactions conducted in the future.
Which industries would be interested in purchasing / licensing the patent?
Credit Cards, Electronic Payments, Banks
Are you most interested in licensing, selling or asserting your patent?
Selling
To what extent, if any, are your patents encumbered?
They are not encumbered.
To what extent, if any, can your patent portfolio be expanded by way of continuations?
Too late to expand by continuations.
Have you procured a Patent Valuation Report?
No
If so, what value did the Patent Valuation Report place on your patents?
[118]
If so, when was the Patent Valuation Report prepared?
If so, was the preparer of the Patent Valuation Report a Certified Patent Valuation Analyst in good standing?
Infringement Information
Do you believe your patents are being infringed?
Yes
If so…
In which countries do you believe your patents are being infringed?
USA
Have claims charts.
Source code and claims charts. Have experience with the claimed methods.
Credit cards. Electronic payments
To be disclosed later in our discussions.
Supplemental Files & Links
Main Image:
Supplemental Patent Files:
Patent URLs:
https://patents.google.com/patent/US20120215659A1/en?oq=Valuation+of+Patent+Application+Number+13%2f400%2c033+